Welcome! | Ask A Question

 
 
Question

Asked 9/21/2010

Can a repo man have me arrested for not surrendering my car?

I owe a lender money for my car. I haven't made a payment in almost 3 years and I still have my car. Recently my loan was transferred to a collection agency who hired a repo man to come get my car. When he showed up last night, I wasn't home with my car. He told my father-in-law that if I didn't bring my car home and surrender it to him, he was going to the police and have me arrested for car theft. Can he really do that? Please help, I am desperite. I came home last night w/o the car. I left it at my friends house.

 
 
 
 
Answers

Answer 1/9 - Submitted 9/21/2010

No, he can't have you arrested for car theft. Being in debt for a car is not the same as stealing one off the street.

 
 

Answer 2/9 - Submitted 9/21/2010

I tried researching this and here's what I found.
Due to your car you are obligated by a contract and by law you have to surrender your car or faces could be filed against you including criminal ones however I don't see anything about them arresting you if you don't surrender the car however it also depends on the agency as well as the laws in your area. Some places the Repo Man needs to get a court order from a Judge and if he or she accepts it then it'll be sent to the Sheriff's Office. Once that happens, the Repo Man and someone from the Sheriff's Place will come to your place and they'll show you the Judge's Order which at that point in time you have no choice but to surrender the car, if you don't then you'll be charged with contempt of court and can be arrested then.

 
 

Answer 3/9 - Submitted 9/21/2010

Repo Man is also breaking a law himself, he cannot discuss your debt with third parties, your business is your business, he has no right to talk about your debt to anyone but you, the original creditor or lawyers representing you and the creditor. That's it. He has no business discussing this with your father. He can also not lie to you about committing a crime.

Report this dimwit to your state attorney general and the FTC for breaking the FDCPA, the Fair Dept Collection Practices Act. You can also sue him for up to $1,000 per violation.

Here's the FTC page explaining what this bafoon can and can not do: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cr e18.shtm

Go get 'em! then use the money to pay off your darn car. ;)

 
 

Answer 4/9 - Submitted 9/21/2010

Thank you so much for your input. I thought it was a scare tactic,, but I really needed to be sure. The last thing I want is to be arrested for car theft. I will eventually surrender the car, but I need to try and buy me some time till I get some money together.

 
 

Answer 5/9 - Submitted 9/29/2010

You are a looser. If you have to by time to save money to get a new car after driving the car you have not paid on in 3 years, you will never have the money to buy another car. Take it from me, i own a repo company and you are the reason every other consumer who has fallen on hard times is suffering. It is pieces of crap like yourself that make it hard for others who are only 2 months behind and the banks won't work with them, because the finance company also gave you a break and then you in return screwed them over, so they have learned their lesson from loosers like you and now won't give any other consumer on hard times a break. The repo man can not arrest you, but in states like ca there is penal code 504(a) in it states you can not conceal collateral you have on a purchase contract. If your finance company should file this, a bench warrant will be issued for you and you will have to go to court and give up the vehicle or go to jail for contempt. I will say this again, you are a piece of crap and will never amount to anything, but a welfare recipient!

 
 

Answer 6/9 - Submitted 4/24/2011

Chill out REPOQUEEN! Without us welfare recipient, broke, losers who have fallen on hard times because we had our jobs snatched out from under us due to this crap economy YOU WOULDNT HAVE A JOB! So perhaps you should thank the folks like MYSELF and the above mentioned who are hiding cars from you freaks...because I bet business is BOOMING! Hummmm that gives me an idea for a career change, forget nursing school, I will become a REPOCHICK and destroy lives! MUAHHHHHH BI***H!

 
 

Answer 7/9 - Submitted 2/9/2012

I am in a situation, where I split up with my partner and he has taken the car and its under my name and I had repo guy turn up to my house and I was 3 months behind he was saying but I have been giving my ex partner money to pay the payments as I split my time between working in Melbourne Australia and Los Angeles CA, and I agreed to pay the outstanding and he wants the car back but I don't know where it is, as my ex partner isnt returning my calls and moved out of my house when I was in LA 3 weeks ago, and the repo guy has turned up at my work how embarrassing, and he has accused me of lying which has hurt me.

I have been told by Consumer Affairs they arnt allowed to contact you by phone or in person more than 3 times in a week and this guy has at least 6 times even with me contacting him back and answering his calls and trying to work it out.

It would be easier to see if you can work it out with the finance company and if they dont want a bar of it, try and work as much as you can with the Repo Agent.

I know they are on the defensive but imagine their job isnt pleasant they arnt wanting to turn up to peoples house and take their stuff so try working with them, but dont allow to be harrassed as well ok

Good luck x

 
 

Answer 8/9 - Submitted 4/5/2012

Repo guy showed up at my door today in Arizona just moved here 2 weeks ago and they tracked me down from Illinois 7 months behind due to an accident a work i need that settlement Asap. If u can sat aside money for times like this. Catch me if you can.

 
 

Answer 9/9 - Submitted 5/6/2012

I am a single mom, love in PA and lost my job Nov 30th 2010. I have been searching for a job (no I don't get ANY public assistance or child support, believe me I have tried!) and I was notified I am not eligible for anymore unemployment. I got a letter from the credit union that they plan on repossessing the van. How much time usually does it take before they actually come and take it? My kids get no busing to or from school and They are not out for summer until June 1. I am also probably losing my house. I am scared to death! I have never been in this kind of situation and I am afraid I am going to end up in a homeless shelter!

 
 
 
 
Answer This Question Now

Type your Answer in the box below and post your answer.

Learn more about how this works

 
 
 

Related Questions (Ask a New Question)

 
If my vehicle is up for repossession in indiana can i still renew my plates?

My car is up for repossession in indiana can i still renew my plates and drive my car? also the repo man told my references that there was a body tag on my car meaning if i got pulled over i would go to jail, and that i was wanted on felony warrants for having the car is this valid and is it legal for...

See Answers

 
In nevada, is it illegal to refuse to surrender a car to a repo man?

Last sunday, while at my mother's house, my brother and i had gone outside to have a cigarette. while outside, i saw a tow truck driving in reverse from down the street and before we knew it he was trying to back up to my brother's vehicle. i quickly jumped in between the vehicles to stop him....

See Answers

 
How can i stop a car repossession before repo man gets my car?

I'm a cancer pt and got behind on my car note, however have still been paying each mth, still 1 1/2 pymts behind, repo man came to house yesterday, my daughter warned me, so i didn't come home - how can i stop the repossession? if he takes it, it will cost me way too much to get back. can...

See Answers

 
Related Questions

If my vehicle is up for repossession in indiana can i still renew my plates?


My car is up for repossession in indiana can i still renew my plates and drive my car? also...

 

In nevada, is it illegal to refuse to surrender a car to a repo man?


Last sunday, while at my mother's house, my brother and i had gone outside to have a cigarette....

 

How can i stop a car repossession before repo man gets my car?


I'm a cancer pt and got behind on my car note, however have still been paying each mth,...

 

Do the repo man have to show paperwork in picking up the car - if not how do you know if it is the repo person -what is the l...


What is the repossession law in the state of south carolina? do the repo-man have to show...

 

If my car was behind and they sent the repo man but he didnt get a chance to repo before it was paid up can they charge me re...


My car went into repossession but i hid it and paid the past due amount 3 days later and it...

 

How many months can one be in default on a car loan without facing repossion?


Also, if a person is able to hide the car from the repo man for an extended period, say 6...

 
 

See more Repossession questions

 
 
 
 
 

Ask A Question

Ask a new question about
Repossession: